You can earn a $200 referral bonus with UMB Bank! Get all the current updates about UMB Promotions here.
UMB is a financial institution company that offers you more than just banking services; there are also consultants, problem solvers, advisors, friends, and community members who provide you with a clear path to your financial goals and help you succeed.
Below is the complete survey of all the UMB promotions, welcome offers, and UMB Bank referral programs. Just scroll down to learn about it!
- UMB Bank Promotions:
- UMB Bank Checking Account Bonus: Get a $400 Welcome Bonus
- How to earn a UMB Bank $400 checking account bonus?
- UMB Bank Referral Bonus: Get $200 [Expired]
- How to earn a $200 UMB bank referral bonus?
- About UMB Bank:
- UMB Bank Key Features:
- How to waive the UMB Bank monthly fee?
UMB Bank Promotions:
UMB Bank offers a list of banking services and promotional deals. It gives you personal, institutional, and commercial financial services through its 91 branches located in eight U.S. states: Missouri, Colorado, Illinois, Oklahoma, Nebraska, Texas, Arizona, and Kansas.
If you are in these states, you can avail of its promotional offers reviewed below, or you can check out more of our top banking promotional offers: SoFi bank, Unify Financial Credit Union Bank, and Velo by East West Bank.
UMB Bank Checking Account Bonus: Get a $400 Welcome Bonus
For opening a checking account with UMB Bank, you will receive a $400 sign-up bonus. To get the bonus, you need to qualify for the UMB checking account by completing all the requirements.
Here are the details:
- Bonus reward: $400 UMB checking account bonus.
- Type of account: checking account.
- Requirements: You need a direct deposit.
- Accessibility: Use the bank locator.
- Credit check: soft pull.
- Monthly account fee: waivable or $20.
- Account termination charges: $30 within 90 days of closing the account.
- Expiry date: unknown.
How to earn a UMB Bank $400 checking account bonus?
- Visit to open a checking account with UMB Bank.
- Fill out the required information needed to sign up for an account.
- After you are fully registered with your UMB checking account, fund your account with a minimum of $1000 for UMB Select Checking or $100 for UMB Value Checking.
- To qualify, you must have a direct deposit of $2,500 or more in your account within 60 days of opening an account.
- You will be credited with your bonus.
UMB Bank Referral Bonus: Get $200 [Expired]
UMB Bank gives you $200 in referral bonus credit for every invite who opens a qualifying checking account with UMB Bank. But to qualify for the bonus, the referee has to complete a few requirements.
Here are the details:
- Bonus reward: $200 UMB Bank Referral Bonus.
- Type of account: checking account.
- Requirements: Yes (mentioned below).
- Accessibility: Use a bank locator.
- Offer Activation: Get Expired
You can also check TEMU Affiliate Program to earn upto $10,000.
How to earn a $200 UMB bank referral bonus?
- Fill out the UMB Bank referral form online or join it via the Royal Digital Referral app.
- Copy your unique UMB Bank URL to share it with your family and friends.
- Once your link is applied to open a checking account at UMB Bank, you will be credited with your bonus.
- But to qualify, the referee has to meet one of the following requirements:
- Make a direct deposit of at least $250 after the account opens.
- Use the UMB Bank Visa Debit Card and make a minimum of six transfers (ATM withdrawals are not counted).
- By enrolling in UMB banking, you can pay at least three bills online with it.
- When one of these requirements is met, you receive your bonus in your account.
Note: Currently, UMB Bank has stopped its referral program due to an unknown reason but stays connected with friendly banking services. It is a highly paid referral program, and you can benefit from it whenever it becomes active again.
About UMB Bank:
UMB Bank has been an American financial service institution located in Kansas City, Missouri, since 1913. It was established as a city-centered bank. In 2015, Forbes rated UMB Bank as one of “America’s Best Banks,” with assets of $33.13 billion.
It offers a wide array of products and services, including checking and saving accounts, home mortgages, auto loans, credit cards, wealth management, insurance, and investments, giving you personal, institutional, and commercial financing.
Moreover, it gives you healthcare services, transportation finance, and private wealth management services; in other words, it will help you be successful in every step of life.
UMB Bank Key Features:
UMB Bank has several beneficial features, which include:
- It provides you with personal banking solutions.
- Providing you with retirement plans to give you the retirement you just dreamed of.
- If you are an experienced independent investor, you can make a broad selection of self-directed investments.
- You can withdraw cash from the AllPoint ATM network, which has more than 55,000 ATMs worldwide.
- It works perfectly with Apple Pay, Samsung Pay, and more digital wallets.
- Giving you 24/7 customer support.
How to waive the UMB Bank monthly fee?
UMB Bank provides you with the option to waive the monthly banking fees by completing some requirements:
UMB Select Checking: Fee $20
You can waive it by fulfilling one of the following requirements:
- Collect an average balance of $5,000.
- Combined deposit balances of $10,000.
- In combined deposits and loan balances, $25,000.
UMB Value Checking: $8 Fee
Waive your monthly fee by fulfilling one of the following requirements:
- Collect an average balance of $1,000.
- In combined deposit balances, $3,000.
- Single direct deposit of $250.
UMB Bank is rated as a top banking service provider. It is a great option to acquire promotional offers and earn money by referring friends to the UMB Banking app. It also gives you the option to waive the monthly fee so you can keep your money.
Moreover, it offers a special deal providing 5.35% APY on a 16-month deposit, 5.35% APY on a 7-month deposit, and 4.30% APY on a UMB retail money market account.
Review all the offers and details and grab the best banking deal for you.