Closing a bank account can be an important step, especially when it comes to shutting down your Chase account. It’s crucial to perform the steps smoothly while closing the Chase account.
Whether you are moving to a better financial service that fits your needs, want more banking features, or have many other reasons for your Chase account termination, it is important to analyze the steps for account closure.
In this article, we will expose you to the complete step-by-step procedure for closing a Chase account. Give you the comprehensible guide, tips, and information you need to successfully close a bank account online, in person, or more.
Let’s walk through all the essentials needed for a Chase account cancellation.
But before taking any step read our guide about Chase Bank, its referral program, and its security features.

Steps to take before closing your Chase account:
Before going to close a bank account, you need to take some essential steps:
Open a new bank account:
You have to locate a new bank account that suits your needs before closing the existing Chase checking account.
You can check Ally, Wells Fargo, and KeyBank. Also, read a guide on how to open a bank account in the US.
Transfer subscriptions linked to your Chase account:
Ahead of canceling Chase Bank services, make sure to transfer all your online subscriptions to Spotify, Sling TV, Netflix, or more from your Chase mobile app to your new finance account.
Transfer recurring payments:
Analyze all your updated monthly statements for any continual payments like rentals, electricity, gas, and water bills, and transfer all these recurring payments to your new account.
Detach your direct deposits:
If your direct deposits, like your salary check, are attached to your Chase checking or savings account, join them in your new account.
Complete any overdue fees:
Analyze the overdue bank fees or any other recurring charges in order to protect your credit score.
Shift your recurring charges:
Transmit your annual or semi-annual continual charges that are not shown on your monthly statements.
Remaining Amount:
At the end, transfer your entire remaining balance from your Chase checking account to your new account.
Note: Take these essential steps to close your Chase checking/savings account. But be sure to make these transfers at least one week before you decide to proceed with the Chase account cancellation.

How do I close a Chase account (checking or savings)?
Here are the four processes you can use for Chase account closure:
1. Closing Chase account online:
The straightforward and easiest way to close your Chase account is through the Chase online banking website.
- To close an account online, you need to log in to the Chase mobile app or Chase website.
- After that, go to the Secure Message Center, where you will find the option to close my account.
- Send a message or email requesting account closure.
- You will get a response within two business days, which will explain further steps.
Note: Chase account closure requirements: include your name and account number in your application.
2. Closing Chase account in person:
You can also close your Chase checking and savings account by visiting any physical branch.
- Find a physical branch near you by using Chase branch locations.
- Chase account closure requirements: you need a debit card, identification, or other bank-related documents.
- Visit the branch and request a banker to close your Chase checking or savings account.
- Then the banker will instruct you through the process.
3. Closing Chase account by mail:
You also have the option to mail Chase Banking Service requesting your account closure:
- Write a letter in which you express your desire to close a Chase account (checking or savings).
- Remember to include Chase account closure requirements like your address, name, email, phone number, and account number, and also sign the letter.
- Mail your letter to: National Bank By Mail, P.O. Box 36520, Louisville, KY 40233-6520.
- Now wait for the Chase Bank response or confirmation of your request.
4. Closing Chase account by phone:
If you want to close your Chase account by phone, here are the steps you have to follow:
- Firstly, you have to dial Chase customer service at 1-800-935-9935 (checking or savings accounts) or 1-800-432-3117 (credit cards).
- Now there are some Chase account closure requirements; you need to give your SSN, address, account number, balance, and debit card number.
- Discuss with them your account closing request and follow the further guided steps.
Conclusion:
It’s a smooth and easy process when you come to close your Chase checking or savings account.
Surprisingly, you will do it by using a variety of methods; each of them is explained in the article with a step-by-step procedure.
You just have to understand the preparation steps and requirements to successfully close your Chase account.