Is Ria Money Transfer Safe? Is it still a good option to send money in 2024

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Is Ria Money Transfer Safe remittance provider? Yup, you can send money abroad to your loved ones in a fast, secure, and convenient way.

Ria Money Transfer has been providing you with remittance services for over 35 years and securely making billions of transfers around the world. It is a trusted firm that uses world-class security measures to keep your money, data, and information safe.

In this article, we give you a detailed guide about Ria Money Transfer, its safety and legitimacy, and more necessary facts so you can find out: Is Ria Money Transfer worth it for you?

Find more best ways to send money internationally.

Ria Money Transfer – Pros and Cons


  • Ria service is quick and easy.
  • Giving access to over 140 countries with 507,000 locations.
  • In certain areas, you can make home deliveries.
  • There is no minimum amount or limit.
  • There are no fees or low fees when you are paying with a bank account or cash.


  • Online platforms are available in some states.
  • There is not much competitive exchange rate markup.
  • High fees when you transfer with a credit card.
  • Home delivery is available in a few areas.

An Overview: Ria Money Transfer

Ria Money Transfer is one of the largest and best-known international transfer providers. Ria Money Transfer gives you trouble-free access to send and receive funds from a network of more than 140 countries worldwide and 507,000 locations.

This expert remittance service is designed to provide you with low-cost transfers simply and painlessly. It is perfect for making cross-border payments by offering a friendly interface, a seamless process, competitive exchange rates, and adverse delivery options.

Ria money transfer exchange rates are not as competitive as those of other global remittance networks. But it also does not offer very high rates.

Check the competitive money transfer rates of Currencies Direct and BOSS Money Transfer.

For its users, Ria also offers a refer-to-friend program that gives a £50 Amazon gift card on each successful invite.

Is Ria Money Transfer Safe:

Is Ria Money Transfer safe? Ria Money Transfer has been in the money transfer market since 1987, completing over 35+ years of excellence by providing safe and secure service to consumers.

All your moving funds, information, and data will be protected by Ria Money Transfer’s world-class security experts.

Ria Money Transfer is a subsidiary of Euronet Worldwide Inc., the third-largest money transfer provider, which securely sends over $1 billion across the world.

How are your money and information safe with Ria Money Transfer?

Ria Money Transfer gives us seven reasons so that we can trust them and make worry-free transactions:

  1. Ria Money Transfer is a well-established and trustworthy platform.
  2. Your personal information and money are protected and safeguarded by world-class experts in the art of monitoring and technology.
  3. Ria always verifies that only you are accessing your account.
  4. The recipient has to prove the ID card and special PIN at the pick-up of the money to be sure that only your recipient will receive the money.
  5. The countries in which Ria Money Transfer operates are regulated by monitoring agencies.
  6. Ria Money Transfer promises not to sell your information to any telemarketing agencies.
  7. It gives you access to file a dispute if you notice any suspicious activity on your account.

Ria Money Transfer Legitimacy:

Ria Money Transfer is a legitimate money transfer service with an Extended Validation SSL certificate.

Ria Money Transfer is a safe & regulated global remittance network that protects you from scams and frauds in every step, using sophisticated measures to protect data and financial information, from account registration to your first transfer until the recipient receives money.

Check the legitimacy of Wise transfers!

Ria Money Transfer Trustworthiness:

Is Ria Money Transfer trustworthy? If you are looking for an online remittance provider, you need to first focus on its trustworthiness.

Ria Money Transfer is trusted by 436 million users worldwide. On the Trustpilot platform, it receives 16,472 reviews, of which 74% of the users share positive feedback and find it a trusted and safe service for international money transfers (IMT).

Ria Money Transfer Fees:

Ria Money Transfer is the cheapest mobile remittance service provider. Although it does not offer very competitive rates, it can stand out in a third of searches.

If you are transferring with Ria, the transfer fee will vary according to the amount you are sending, the payment method, and the country you are sending to.

For example;

  • If you are sending $500 from your US bank account to Australia for cash pickup, it will charge you $5.
  • If you are sending $300 from a US debit card to the Philippines, it costs you $3.
  • And if you are sending $1000 from a US credit card to the Philippines, it costs you $12.

It means most of the methods you are using for transfers demand cheap charges. If you are using a credit card to send money, you may be charged a high fee because the card provider may charge you cash advance fees.

If you want to make a fee-free transfer you can check TorFX for it.  

Ria Money Exchange Rates:

In the money transfer market, companies make money by charging a markup on the mid-market exchange rates. Ria Money Transfer is also adapted to make more money. But it doesn’t charge you the way other remittances do for international transfers.

Ria money exchange markup rates lie between 1.5% and 2.5%, which is less competitive than others.

Note: Ria also provides a “Check Prices” tool on its website, from which you can check fees and exchange rates for your transfers.

Update! Atlantic Money offers you no currency markup rates.

What payment methods are available to make a transfer with Ria?

Ria Money Transfer offers you four different options to send money abroad according to your convenience:

  • Bank account transfer.
  • In cash (at 507,000 agent locations).
  • Debit Card.
  • Credit Card.

The recipient (sending person) will receive their funds using the following methods:

  • Bank account deposit.
  • Home delivery (in selected areas where the service is available).
  • Cash Pickup.

How to get started with Ria Money Transfer?

It’s fast and easy to send money abroad with Ria Money Transfer. You can open a free account and get a $10 sign-up bonus.

Click here to learn the complete Ria sign-up procedure and attain a $10 sign-up bonus.

Here’s how we describe the procedure for sending money once you sign up with Ria Money Transfer:

  1. After creating an account with Ria Money Transfer, enter the amount and select the country where you want to send it by analyzing the currency rates.
  2. Provide information about the recipient to whom you want to make the transfer.
  3. Now choose the delivery method. You can pay by bank deposit, cash pick-up, or home delivery if available in that area.

Note: If you are sending money by bank deposit method, it will take a few days as it requires account validation. After that, you are able to make an online money transfer.

Customer Reviews: What do users say about Ria Money Transfer?

Ria Money Transfer receives 4.5 out of 5 stars on Trustpilot for having more than 16,000+ reviews.

Most of the customers, around 75%, are satisfied with the service due to its speed of transfer and easy transactions with a simple interface. More importantly, they are pleased with their service.

However, some of the customers face criticism due to their not-responding customer team, transactions taking a long hold, and cancellations of transactions.

Conclusion: Is Ria Money Transfer worth it for you?

Ria Money Transfer is worth it for you if you are looking for an easy and quick international money transfer service.

It offers its online platform in limited countries, such as the US, UK, Spain, and Australia. There is also an app available for both Android and iOS devices. In other countries, you can send money by visiting an agent’s location.

You can make seamless transfers with sophisticated, high-class security protection between individuals in a similar region or out of the region.

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