Wanna explore Chime for banking services? Then you select the right article to get full info about it.
Chime is a banking app providing you with savings and a secure service, giving you a platform to manage your account in one place. You find it better than the traditional banks. The best fact about Chime is that it does not charge you any fees and allows you to access its features with full freedom. Also, it offers you to Earn $200 as a Chime Referral Bonus and Chime Sign-UP Bonus. To find more Chime features, read the article below.
Chime also offers some promotions, like a sign-up bonus, a referral bonus, and many other rewards. This content covers all the necessary information about Chime, its features, Chime promotions 2023, and must have Chime Referral Bonus.

What is Chime?
Chime itself is not a bank. In reality, it is a Financial Technology Company, providing banking services with its partner banks, The Bancorp, N.A or Stride Bank and N.A. These are the members of the FDIC. It provides basic banking features to its users.
Chime provides the best of its services without any charges, giving you a Checking Account when you sign up to manage your whole money with one touch on your smartphone. It also helps you to increase your savings automatically with it and provide you with a visa debit card too. You can get the Chime on both Android and iOS devices.
Chime Banking Features
Chime banking app provides you with the best of its services, good for those who want to control or manage their account in an app on their smartphone. Below quickly discuss some Chime features in bullet points which engage and attract you towards the Chime banking app:
- No Banking Fees: The Chime bank offers you banking services with zero fees. There are no monthly charges, maintenance charges or overdraft charges. It is a fee-free mobile app.
- Open An Account With A Zero Balance: Chime offers you to open a Chime Checking Account with a zero balance, there is no deposit requirements, no fees and you can earn 2% average per year.
- Visa Debit Card: You can get a free Visa Debit Card when you sign up with Chime, which connects to your Checking Account. You can use your debit card over 60k+ ATMs with no fees.
- Quick Transaction: It transfers the money on the spot to the person who is also a member of Chime. But, if you want to transfer an amount that is outside of the Chime network, it takes 14 days to grab the amount.
- Get Paid By Direct Deposit: You can receive your payroll all of a sudden with a direct deposit. You can pay at any time with this direct deposit theme.
- Chime Saving Account: Chime offers you a high-yield saving account for free. Its automatic saving feature increases your savings with no minimum balance requirements.

Chime Promotion
Chime offers various promotions to their users, providing them with sign-up and referral bonus offers. You can grab this amazing bonus promotion by using a referral link. Now let’s move to the main body of the content:
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Chime Sign-Up Bonus 2023: Get a $100 Offer
Chime offers you a sign-up bonus promotion. It offers their new users a $100 sign-up bonus if they open an account by using any referral link or code. Let’s look at the steps to claim the Chime’s $100 sign-up bonus in 2023.
Steps To Claim Chime Sign-Up Bonus
- Go to the app store and download the Chime app or open it with a referral link.
- To open an account, verify your name, email, and ID.
- When you are done with the account now, enter the referral code to get the Chime bonus.
- It’s required to deposit $200 after opening an account.
- After this direct deposit, you will earn your $100 sign-up bonus within 3-5 working days.
Chime Referral Bonus 2023: Get $100 by Referral Promotion
Chime offers their users a referral program to grab some amount with this promotional program. You just have to create your own referral link and share it with your friends. When one signs up and completes the procedure, you can receive $100 as a referral bonus. Let’s look at a step-by-step procedure to grab the Chime’s $100 referral bonus in 2023:
Steps To Claim Chime Referral Bonus:
- Go to the Chime app or log in to your Chime account through a browser.
- Now, go to your account and press the settings option where you get the refer to a friend page.
- Click on this page to copy your unique referral link or code.
- Now share this copy referral link to your family and friends.
- When one can use your referral link to sign up, you receive a $100 referral bonus.
Note: You can receive a $100 referral bonus when a person can complete the above sign-up procedure. Share your code with your friends and help them to earn $100 as a sign-up bonus. In credit, you also receive a $100 referral bonus.
Checkout the Lili Referral bonus to earn more than $1000 rewards.
In The End
Chime is an app providing banking services to 12 million people. It gives them basic banking features or some special features with no monthly or annual fees. You can join the Chime app and earn its sign app bonus. You can also get benefits through its referral program.
Why are you waiting for! Go and hit the sign up icon before the offer expires.