How to Earn and Save Money as a Mom in the US

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Are you looking to earn and save some extra money for yourself and your kids? As a mom are you in search of methods to earn money? Are you struggling to earn money to support your family? If yes, then don’t worry.

Here we will provide you with some techniques that will not only help you save money for your family but also, we will help you to find new opportunities to earn money as a mom while staying at home.

Becoming a parent of one or more kids is a quite challenging task. The more children you have, the more are your expenditures and the more earning you require to do the very best for your kids’ future.

Responsibilities on MOM’s

As a mom of more than one child, there are a lot more responsibilities on you. Between changing diapers, wiping runny noses, putting away toys, dealing with temper, and other such activities explain that being a mom is quite exhausting.

Apart from all these responsibilities, mothers show a willingness to contribute in the household expenditures and always find methods to help their husband and children by earning extra money that can be spent on providing better education and better health facilities to them.

If you are also a stay-at-home parent, you are on a full-time job. However, this job doesn’t come back with a full-time paycheck. As a result, it can be hard for some families, relying on just one income to make ends meet or build savings.

Now the problem arises how a mom can contribute to managing the household expenses. She will have to earn and save money. It’s never easy to make money for mothers because someone has to take care of the kids as well. Besides, how is it possible to spend your entire day on a job leaving your kids alone?

To find out the solutions to such problems, we have some tips and techniques for all the mothers out there. We will not only provide you the tips to save money for the better future of your children but also suggest different methods using which you can earn a certain amount of money for yourself and your family. 

So, let’s give them a start.

10 Ways to Save Money as Mother of More than One

Written below are ten great tricks that will help you save money, especially when you have more than one child. We don’t say it will be easy, but we are sure these will inspire you to think of even more realistic and practical money sense tricks.

save and earn money

1.      Pass on the Clothing

When a child is in his growing ages, a considerable amount of money is spent on purchasing new clothes for him. If you plan to buy new clothes for your newly born kids every time, it might disturb you financially.

So, the best thing as a parent you can do is to avoid buying new clothes and pass on your adult child’s clothing to their siblings. This is a quite fantastic and easily applicable idea.

Although, it does not make any sense for children, however, many parents are still uneasy about dressing their boys in pink and girls in blue. For this case, we advise you to either purchase clothing that is “gender-neutral” or ignore the stigma against boys in dresses and princess decals.

As long as the child is happy and the parent is saving money, everything is ok.

2.      Save Money by Making the Same Food

Develop the habit of having lunch and dinner together. Parents should have lunch and dinner with their children. In this way, your children will eat whatever food has been cooked.

Make the same lunch or dinner for the entire family and ask your children to develop the habit of eating everything. Ask them to be open-minded regarding their eating habits.

This idea may be challenging if you have picky eaters. But it can save you a massive amount of money to buy the same food in bulk and prepare in bulk.

3.      Re-Use Toys

Another idea is not to purchase new toys for young kids. Though it seems like an obvious statement; however, every year, something new comes out. Just as fast as information changes year to year, a new toy and further advancement in technology seem to push a new product on our children.

So, keep in mind that often less is more. You might be, but children are not aware of the advancing technology. Instead, children may even think older toys are “cooler” than the new ones.

4.      Purchase Clothing and Stuff from Sale

Most clothing brands turn on sales at the end of the season. Ideally, you should buy clothes for your kids for the upcoming year taking full benefit of the sales.

You will easily find the same style of clothes of different sizes during these sales. This way, your kids won’t fight with each other regarding the clothes.  This is the best trick you can play when you have more than one child and are on a budget.

5.      Do not Buy Expensive Gifts.

When your kids are less than five years old, you should not buy expensive gifts for them. Because they won’t use it properly and don’t know the benefits or the worth of that gift, you might be keen to celebrate their Birthdays, but there is no pint of buying expensive gifts for them which might be ruined by the child later.

Even when they grow up, you should give them valuable gifts that might stay with them for long. For example, you might gift them some good t-shirts which they can wear for a long time. And later on, can pass it on to his siblings.

6.      Avoid to Put Your Child in Day Care

Childcare centers are costly. The best option as a parent is to look after your kids yourself. Do not send them to Day Cares until it is the last option.

However, if you have chosen to put more than one child in daycare or private care, ask the manager to offer a discount considering you’re paying for more than one kid.

7.      Save Money By Purchasing Products in Bulk

Whenever you have to purchase something for your kids, make sure to buy that in bulk. In this way, you will be able to get a discount on your purchases.

As you know that the daily routine products have to be consumed by all the family members, so, buying them in bulk can save you a massive amount of money.

8.      Teach Your Children Yourself

Instead of hiring an expensive tutor for your kids, try to teach your children yourself. Help them in doing their daily assignments and home tasks. In this way, you will save a considerable amount of money that you had to pay to the tutor.

So, spare some time and help your children in completing their daily tasks.

9.     Pay your Grocery Bills Through Credit Cards.

While staying in the USA, you must pay all your bills through the credit cards. Most of the credit cards offer 1% to 5% cashback if you pay your bills through credit cards. This offer does not work if you make your payments through hard cash.

So, paying the money through credit cards can help you save the right amount of money for yourself. 

10.  Keep Things Simple

The best and the most crucial advice at the end is that you should keep things simple. There is no need to overdo things. You should not buy any expensive clothing or any other such stuff for your children to enjoy any luxury parties.

Try to attend all the events with simplicity until you have good savings to purchase expensive products for you.

10 Ways to Earn Money as a Mother

Now let’s have a look at ten effective ways of earning money as a mother.

1.      Become a Virtual Assistant

This is one of the best job moms can do.  As a virtual assistant, you have to work for a few hours helping out others with their business needs. Most of the time is either during the day or late at night and can be managed easily from the comfort of your own home!

The best thing about being a virtual assistant is that it’s such a big umbrella for a variety of skills. You can help someone with their email management by creating infographics for them or taking stock images that they need.

Tips to Earn money as a mon in the us

2.      Start Freelancing

When compared to any other option, the best thing you can do is start freelancing. The best advantage of doing freelancing is that you can do it from your home.

There is no need to go to the office. All you need is a laptop and a stable internet connection. Also, explore your skills and make an account on freelance platforms to sell your skills there.

You can perform any job on these platforms, such as typing, designing, writing, sketching, data entry, and hundreds of others.

3.      Start a YouTube Channel

Starting a YouTube channel is another option which you can adapt to make money. If you are good at anything, e.g., cooking, counseling, sketching or anything, then you should start a YouTube channel.

Record your videos and start uploading them on your channel. YouTube pays a certain amount of money to you once you get suitable viewers on your videos.

Later on, you may also find sponsorship for your videos. Brands usually pay a considerable amount of money to advertise their products through your YouTube channel.

4.      Start Teaching

As a mom, if you are qualified enough, then you should start teaching the students at your home.

The best option is to start teaching ‘Hindi Language’ to the children of Indian parents here in the US.

The Indian families staying in the U.S. are eager to teach ‘Hindi’ to their children as this is their mother language. So, you can consult these families and ask them to send their children to your home where you can teach them and earn money.

5.      Sell Home-Made Food

If you are a housewife and you are here in the U.S., then another excellent option you have is that you can sell home-made food, especially to the Indian people out there.

The India people working or studying in the U.S. are badly in search of Indian food, but they rarely find it. They do not see anything suitable for their lunch and dinner. 

Taking advantage of this thing, you can cook Indian meals twice a day. Pack the lunch in a box and deliver it to the employees working in the office or students staying in their hostels.

How to earn and save money as a mom in the us

6.      Earn Money By Starting Your Blog

Blogging is another option you can adopt to earn money for yourself and your family. Explore yourself and think of the topic or niche that suits you. Explore such topics on which you would love to write.

Some most demanded topics are:

  • Tourism
  • Fashion
  • Health
  • Sports
  • Food
  • Politics 
  • Career Counselling

Pick any of the topics that match your interest and develop a website. Finally, start writing quality articles on your website on your selected topic.

Also, share these articles with your friends and family and ask them for valuable suggestions.

Once you can grab a certain number of audiences to your website, you will be able to run adds on your site either through Google AdSense or through your local clients.

7. Become a Customer Service Representative

Customer Service Representative is a type of job which involves taking inbound calls and helping customers. This position usually has a low barrier for entry, which is helpful for moms or dads who want to work from home and don’t have the time for too much additional training and education.

The work is in shifts, and because you’ll be interacting with a lot of people over the phone, some who probably are frustrated or upset, having a knack for staying calm, friendly and solution-focused is a plus.

8.      Become a Social Media Manager

If you have good knowledge of social media, you can manage the social media accounts of various companies or high-profile business people at home.

For instance, as a social media manager, you have to gather information about a company’s social media strategy and evaluate the quality and relevance of ads being run by them, search results, and news feeds.

Moms can do this entry-level work from home, so long as they have a computer or smartphone and internet access. The added advantage is that the hours are flexible, and the task is easy. Furthermore, you can do it from anywhere.  There is no need of going to the office. 

9.      Start Selling Your Products Online

If you are good at anything like knitting, sewing, or drawing, then you can open an online store on various platforms. Resultantly you can use this skill of yours to sell your products online.

In this way, you can earn a huge amount of money by starting a small business. Just manufacture the things you can and post the pictures of those on your online store and share that with your friends on social media.

People who will need those products will contact you and will purchase your products. Also, if you can maintain the quality of your products, your sales will start to increase very soon.

10.  Become a Professional Writer

If you have excellent writing skills, then this is an added advantage. However, if not, there is no need to worry about that. Besides, you can take an online course to enhance your writing skills and become a professional writer.

Moreover, there are a lot of jobs available on online platforms for professional writers. You can also earn money as an academic writer, article writer, content writer, resume writer, proofreader, and many others.

So, if you are good at writing or by someway manage to grab excellent writing skills, you can earn a massive amount of money for your family and that too by working from home.

Hence the concluding point is that as a mom, you have a lot of responsibilities on your shoulders. It’s not only about looking after your kids, but also you should contribute financially for the better living of your family.

In short, as a mom, you should adopt any skill and start earning as soon as possible for enjoying better standards of life for your family.

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